Independent Medicare Advisors for Florida and California
Improving lives through better Medicare decisions.
Your advocate in Medicare.
Our mission is to extend and improve the life and health of everyone we serve.
We do this by making it as easy and simple as possible for you to discover, compare, and confidently enroll in the best plan for your life.
As independent advocates, we can work with multiple carriers. We learn your doctors, medications, budget, and goals, then find the plan that genuinely fits.
Enrollment isn't the end. It's the beginning. We're your long-term partner, reviewing your coverage every year and standing with you as your needs change.
“Our goal is simple: make sure you’re enrolled in the best plan for your life, every single year.”
Eric Ullrich
Founder, Candor Medicare
Five promises behind every conversation.
Your advocate, not the insurance company's
Same commission regardless of plan. No carrier bonuses. No preferred-partner deals. The recommendation you get is the one that fits your situation, period.
We learn you before we recommend anything
Your doctors, your medications, your budget, your goals. An agent sells you a policy — an advocate starts by understanding the life the plan has to fit.
Confusing made simple
Your advisor explains what matters in language that makes sense. No jargon, no fine print tricks, no 40-page comparison charts. Just clarity.
Options across multiple carriers
We're independent and can work with multiple carriers in Florida and California, so your choices aren't limited to one company's menu, and we know each state's rules cold.
Enrollment is the beginning, not the end
We review your coverage every year, stand with you when issues come up, and adapt as your health needs change. The advisor who knows your history is worth more than a new one every year.

Eric Ullrich — Founder & Licensed Medicare Agent
Licensed in Florida and California · NPN #22200900
I like helping people work through complex decisions. Running my own business taught me a lot about managing money, planning ahead, and the value of good advice. Now I want to use that experience to help others make sense of critical financial and health planning decisions, working as an advocate rather than just an agent.
As an independent agent, I can work with multiple carriers, so the options I show you are the ones that fit your needs, not one company’s menu.
Whenever you're ready, we're here.
No pressure, no pitch. Just an advocate in your corner — someone who learns your situation, walks you through your options, and stays with you long after you enroll.