Advantage plans are sold county by county, and the 2027 plans are not the 2026 plans. Pick your county below, check the plans sold there against your doctors, prescriptions and pharmacy, and talk with a licensed advisor at no cost to you.
Find your county below, or schedule a call and we’ll take it from there.
Premiums, copays, drug lists, pharmacies and doctor networks move every year, and some plans end. The Annual Enrollment Period runs October 15 to December 7, and that is your window to change for January 1.
Advantage plans are sold county by county, so the plans, carriers and costs in the next county can be completely different. Start with your county page, not a statewide list.
Networks and drug coverage are set plan by plan, not carrier by carrier. The check that matters is your doctors, your prescriptions and your pharmacy against one exact plan, before you enroll.
Who we help in California
You are approaching Medicare for the first time and an Advantage plan is on your list. The low or $0 premium is only part of the picture: networks, copays and the out of pocket maximum decide what you actually pay, so compare the full cost before you choose.
Read the month-by-month checklistYou have been with Kaiser for years, on an employer plan or on your own. Kaiser on Medicare is an Advantage plan, with a different network, benefits and cost structure than the Kaiser you know. Work through what changes before you decide to stay or move.
Understand my optionsYou are on Original Medicare, or on an Advantage plan you have never really checked, and you want the plain version first. What an Advantage plan bundles, what it limits, and what to check in five minutes, before you compare plans in your county.
Read Medicare Advantage in 5 minutesBefore you decide
A $0 plan premium is not $0 health care. Compare the out of pocket maximum, the hospital and specialist copays, and what your prescriptions cost on that plan across a full year, not just the monthly premium.
If you have retiree coverage through a former employer, for example CalPERS, enrolling in an individual Advantage or standalone drug plan can cancel that retiree coverage for good. Check what you would lose before you enroll in anything.
A doctor who takes one Advantage plan from a carrier may not take another plan from the same carrier. Confirm the exact plan name and plan number with the office, check your pharmacy and drug tiers at the same time, and recheck every fall.
Pick your county above and compare the 2027 Advantage plans sold there, or talk with Eric Ullrich, a licensed independent agent (CA license #4551902). He checks the exact plan against your doctors and prescriptions before you enroll, and his help is free to you: the carrier pays the agent, and your premium is the same either way.
Check My Options Online